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How it works
A customer, Alex, applies for a loan with one of our partners.
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Alex doesn't fit traditional lending standards. But our partner can see the bigger picture.
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Our partner connects with our AI network via API. They analyze tens of thousands of data points. In real time.
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Alex meets the partner's criteria. Our partner gains a customer without undue risk. And Alex qualifies for a loan.
Features
Precise, real-time AI evaluation.
Most traditional underwriting approaches rely on dated metrics and rigid cut-offs. Pallav's solution is different. We measure risk and predict behaviour more accurately. So our partners can approve a greater share of customer applications.
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Real-time API integration
With risk-based approval and pricing decisioning in 2 seconds
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State-of-the-art machine learning models
Up to 100% higher approvals while keeping similar risk levels
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Proprietary data sources beyond SLIK
Allowing us to gauge creditworthiness more effectively
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Trained on multiple unsecured products
From personal loans (KTA), credit cards, to auto loans, and BNPL
Our partners can do more.
Our partners can add customers. Strengthen brand affinity. And reach people the mainstream economy often leaves out.
Partner
Convert more customers
Our partners convert an average of 30% more customers. We can help you grow by approving more borrowers.
Partner
Expand financial access
Our partners can find new customers, enabling credit to reach more people.
Partner
Mitigate risk
We help you find customers that meet your lending standards. So you can scale without committing additional capital.
Partner
Build deeper relationships
You always own the customer relationship. We work quietly in the background. Over time, the customers you acquire can build credit and add additional financial products.
Loans where we can lend a hand.
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Personal Loans
Instantly evaluate loans within your existing workflow, so you can find and approve more qualified customers.
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Credit Cards
Deliver a solution that can satisfy lending business and compliance departments alike.
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Auto Loans
Approve auto loans at the dealership for new or used cars. Enable more sales and more satisfied customers.
Happy to take questions
Everything you need to know about the product
How can my lending business benefit from partnering with Pallav?
When you approve more loans, you acquire more loyal customers. As these new customers build credit and seek out new financial products, you can grow the relationship over time. We believe that the end result is higher revenues and greater ROI for our partners.
What's so unique about Pallav?
What is it like to work at Pallav?
How does your technology identify good borrowers?
What data do you use?
How does a partnership with Pallav work?
What does implementation involve?
Who owns the relationship with the customer?
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Still have questions?
Can't find the answer you're looking for? Please chat to our friendly team.
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